Essential Systems
Core mechanical protection for heat, cool, water, and power.
$49 / month
- Heating and cooling systems
- Interior plumbing and electrical
- Water heater coverage
- Standard trade service fee
- Written claim updates
Prices shown are sample monthly rates for a typical single-family home. Final quotes depend on home type, equipment age, and selected add-ons. Every plan uses a known trade service fee at the time of a covered claim.
Core mechanical protection for heat, cool, water, and power.
Systems plus the appliances you use every day.
Our fullest schedule for households that want fewer gaps.
A home warranty premium is not a repair pre-payment for every possible failure. It is a shared-risk service contract. The monthly amount reflects the equipment list, typical failure rates, parts costs, technician labor, and the service fee you pay when a claim is accepted.
The trade service fee exists so small, low-cost visits do not overwhelm the plan. It is disclosed before enrollment and again when a claim is opened. If a failure is not covered, you will be told before dispatch whenever the information you provided makes that determination possible.
New plans include a waiting period so the contract is not used for a breakdown that already existed. During that window you can still complete maintenance that keeps future claims eligible: filter changes, dryer vent cleaning, water-heater flushing, and condensate care.
Add-ons are quoted after we know the home layout. They are never bundled silently into a base price.